Let's clean up this terminology.A Mortgagee is on title since they are granted, through the security instrument (mortgage, deed of trust) an interest in the real property.  

., but based on the numbers you provided, I predict you will have a VERY hard time qualifying for a big enough mortgage for a solid property in a solid neighborhood, let alone two.  

Can't predictive dial.

Calif added 500,000 jobs last year, Texas added 390k jobs last year, Florida was 3rd...Moodys prediction for a banner 2015 economy appears to be in full swing.

@Cynthia Scaife,@Rob Beland,Aaron T.As a professional investor, I do not believe in banks or hml ( hard money lenders )As a professional experience, I've Never as an instrument vessel to obtain property's.

While our path and journey has been amazing and in ways I never expected we have been more successful than my wildest predictions.

I can help you out if need be, but we're still in early 2015 so it's hard to predict where the LIBOR will be then!

Even in "Title Theory" states, where the security instrument is a Deed of Trust the foreclosure can still be judicial.  

I know no one can predict the future....but the RE cycle graphs I have seen show the expansion cycle overshooting demand and creating a downward trend.43% sounds like a lot.  

The purchase and sale agreements the assignment of contracts, you know the vital legal instruments needed in the transaction of real estate.