Early on, rents would remain market-aligned to ensure the portfolio generates the income needed to cover expenses, pay investors, and reinvest in expansion.

I couldn't understand why their credit wasn't better considering their income was what it was and their debts were not unreasonable.

Also, focus on 2 years of job/income stability.Class D Properties:Cashflow vs Appreciation: Typically, all cashflow with little, maybe even negative, relative rent & value appreciationVacancy Est: 20%+ should be used to cover nonpayment, evictions & damages.Tenant Pool: majority will have FICO scores under 560 (almost 30% probability of default), little to no good tradelines, lots of collections & chargeoffs, recent evictions.

Same income, same credit, DTI ratio, underwriting requirements.

I am currently enjoying my 1k monthly income with no debt, and I am nervous about leveraging.  

I get the feeling Quest is resigning because there is not enough fee income to be made from me, so I'm being dumped.

that would only be a 10% profit on gross.. 

I agree that I have responded in comments to a OP or DM'ed them directly and never heard back as to what they did.

This can indeed provide a steady income stream and considerable financial stability over time.

Owner occ developments there is no value associated to the income approach so these props generally speaking will appreciate a lot more as the neighborhoods are much more desirable. builders the last thing they want to do is sell to investors if they are creating owner occupied communities.. rentals degrade the neighborhood and they will be sabotaging their own values to allow a bunch of investors to buy and rent out in their communities.So when you buy new builds keep in mind if its a build to rent community they will NOT appreciate like owner occupied neighborhoods.. might be best to find something already 3 to 5 years old where the stigma of renters dies down.. that would be best to protect your investment.