I've spent hours browsing the internet and I'm getting a lot of contradictory information. 

The first step with any brilliant idea, before protecting it, is to share it on the internet.

I asked him if he could help pay for utilities, internet and Netflix. since his occupancy was sure to rise the utility bills.

@Fred CanzanoIt really is time for you to get off the internet and onto the phone with a plan professional and your tax advisor. 

They’re all over the internet to buy.

I've never structured seller financing.I've thought of a near full price offer with interest only for 5 years (a little gamble that rents will continue to rise and values will at least stay steady) or the financing and paying them $225ish.The owner said my proforma seemed faulty accurate (I lose $206 monthly after moving and fully renting) so there needs to be wiggle room for win-win here.Asking the BP universe: what offer methods and tactics have you found to be most successful?

I got a wife and 2 kids, I don't think that gamble is for me... thanks for the quick reply 

All we know is now, and everything else is a gamble, so if you can afford to cash out refi now, now is a good time.

I am just some dolt spouting opinions on the internet that may or may not have any value, use for entertainment purposes only!

I can dig into these cities all day long on the internet, but because I'm going to be living there as well (not just out of state investing) I plan on visiting these cities before making a final choice.