The seller will most likely ask their friends and/or family about it.

I haven't ran into an issue like this before especially if you followed all of the guidelines for it to be a legal bedroom such as bedroom size, entrance size, egress, closet, etc.

Quote from @Sharad Bagri: We are a few friends from California looking to invest in multi family real estate in Ohio.

I invested with friends so the lost some money but it is enough for me to scare about this game.

These loans are more flexible in some cases.As for banks in Cleveland, some of the more investor-friendly options to consider might include:Huntington National Bank - Offers business loans and could be open to working with foreign nationals investing through U.S. corporations.First National Bank - Another local option that has experience working with investors, especially through corporate entities.

This is more person and human friendly and good for newer investors who want to build locally.

@Charmaine Alard why don't you start with comparing the rent you charged your friend vs the rent you could have charged according to Zillow Rent Estimate or Rent-O-Meter.THEN compare that to what a PMC would cost.

@Fiona Layne-GerminBeginner-friendly strategies for building long-term wealth include house hacking, buy and hold rentals, BRRRR Method, real estate syndicatations, rent-by-the-room strategy, short-term or mid-term rentals, and partnering with experienced investors.

@Karl Kauper Sadly MA is a very tenant friendly state. 

I'm getting to the point where I have a good chunk saved and am wondering what guidelines people follow to know when they can start tapering off the contributions or stop them altogether.What rules of thumb are out there that people use?