But it's still a bandaid and will pop out, crack, let water in, separate, and let the underlying wood rot almost as bad as regular bondo, after a few years.Napa, 3m, bondo, & Evercoat (marine), etc all sell polyester auto body fillers that are one step up from the prior with real "waterproof" claims etc, maybe priced around $30-50/quart or $75/gallon, range.

@Ned CareyThis right here - great point on registered agentHonestly (posted this prior) people 100% think they are more important than they really are and nobody cares who you are.

Prior to that, could we schedule a call?  

I use it for my rental, its fantastic, it sends the tenant a reminder 3 days prior to payment needing to be made

I have prior experience regarding management, strategy, marketing, bids, you name it I probably now a thing or two at least.

You want to have that conversation typically 3-4 months prior to looking to purchase to help put things in order if they need attention.

There is a safe harbor for you…it’s just 110% of prior year since you’re over the $150,000 AGI.You can also base on 90% of current year’s taxes to avoid the underpayment of estimated tax penalty.Keep in mind you can use Form 2210 along with your return to show the IRS how much income you earned by quarter and make your estimated tax payments accordingly.

Cash value life insurance is not something new, nor is it a gimmick, has a long track record to examine, and is something that could be a part of your wealth building puzzle. 

No offense to all the great agents out there but unless someone is willing to sign up to get the work done at a certain price then anything they say should be critically examined.2. 

They have tried to run that card every day for two weeks now, despite prior cancellation.