@Roland Brown, I don't think it's hard at all to use the money for hard money lending; the question is  lending to the right people, properly underwriting the loan so that you minimize the risk - or having someone you trust doing that for you.

Know why accountants wear Brown Shoes?

@Sarah Brown, How are you in a rent controlled house in San Mateo?

Use browns, beiges, greens, greys, whites, etc.

There was a good Podcast a while back from Jeff Brown on note investing that you may be interested in.

Really just considering getting a dark brown sharpie at this point...

Just like a thief in the night.My white walls to ceiling fans were yellow to brown from the tar build up from their smoking habits and my baby butt carpet was now sticky, brown, smelly, and hard :.c...

Well, @CK Hwang, now you know how old Charlie Brown felt every time Lucy pulled the ball out of the way when he thought he was about to kick it!

If its an underwriting guideline- its the one that all major carriers I've quoted with seem to follow- Geico, State Farm, Brown & Brown, Progressive- those are all ones who wouldnt take me at all as a result. so its not just one particular company unfortunately.

@Gary Carver @Drew Brown I'm very fond of Michigan as my wife's family is from there.