Most professionals will recommend a separate LLC for every $1 million in assets but I don't think that's necessary.

Well you received reply's from the top heavy hitters in the passive game here on BP.choosing wisely is key as noted.. real estate debt can be a great spot for the busy professional.

Seek mentorship and expand your network.Good luck!

From my experience, to succeed in multifamily investing, focus on networking through local meetups, online forums, and professional connections, leveraging your CPA skills to analyze deals and optimize deductions.

Networking with real estate professionals is huge, too – it opens up so many opportunities.Would you recommend starting with fix-and-flip projects or something else for someone new to private lending?

Not that that means anything good or bad :-) But if you want high quality genuine coaching about investing in Philly and at a reasonable rate, I can  connect you with a wonderfully savvy, professional investor who does coaching.

Network with professionals, use tools like BiggerPockets Rental Property Calculator, and explore grants or incentives for affordable housing.Good luck!

Since you're looking at 5+, that is considered commercial, so I would seek out CREI networking groups.

Seek advice from experienced investors and ask questions for a solid foundation.Good luck!

When you are new you want to focus on building relationships, not seeking partnerships.