I would like to do some type of loan or HELOC product to renovate the common areas and a few units. 

Quote from @Paul Lucenti: What's up everybody Me and my wife are looking to buy a house out in Suffolk.

We ended up just selling our 4plex, but out of the three, I liked heart and home best.

It's one of the last few "affordable" areas near downtown Denver.Are you buying as a primary residence, looking to house-hack with the studio out back? 

I am curious @Tieirra Singleton...how come you go from the inner city of Chicago (Woodlawn, Bronzeville, & Englewood) to the north suburbs (Evanston)?

(normally recommended, especially if you are a landlord)- Water Backup: For water damage due to the backup of Sewers or Drains.- Personal Articles: Coverage for belongings that have a special or collectors valuesuch as Jewelry, Furs, Fine Arts, Collectibles, etc...Your age should not be a factor on the pricing but, depending on the company these other factors may get you credits:- Insurance Score (company pulls certain info out of your credit report).

I see the discussion, but it's talking about the amount "Jim" can take for the next loan, not anything about the time period between when one loan is paid off and the time until he can request a new loan.Asking more out of curiosity, I would be surprised if John Hancock had something incorrect posted on our retirement plan web page. 

To me at my current knowledge level, this deal only works if taking over the loan - to limit the out of pocket money to acquire the property since the outside reno and new septic would take up the bulk of rehab costs. 

Always recommend local (or at least some level of boots on the group).

I am willing to pay to leverage their connections, especially considering I am looking for my first out-of-state deal.