I spent roughly $3000 on engineering.

Wouldn't the mortgage holder already have asked to be named on your existing policy? 

With that being said I do think there are some great potential calculators that might be better while on your phone on the go.

I flew there and walked the house, looked pretty turnkey rental grade): $1029 GFCI outlets, downspouts and guards, drywall, paint, bathroom vent$4615 (new AC unit since unit was stolen before tenant moved in, didn't file insurance claim because didn't want my premium to go up) $600 (water line, gas line, P trap)$60 lawn mowing$112  thermostat repairMy opinion is that Class C is better for local investors who are on site and know how to do repairs and self manage.

.• Prime Corporate Services: $2,800 upfront, plus $100/month (deducted at the end of the year).Both have great reviews on Google.My question is: Am I too small at this stage to go with the more expensive option?

Hopping on call with our realtor tonight to outline our next offer!

Pre-pandemic we were averaging closer to 2%+ on most rentals, meaning if you were all in for $100K, the rents were closer to $2K.

I imagine there are some people on here that have used small business loans for this type of business or any business in general starting out.

I don't think the two unit COA is that bizarre, you either have common areas to maintain via the COA or you have to do cost sharing on all expense by each owner sending in half.

Setting your aim on a more specific part of CRE might help you find someone easier.