I am considering partnering with one or two of my associates which would allow us to buy a larger property (likely a nice duplex or triplex) since none of us currently have the capital for this down payment individually.

Especially, if you and your brother can both use your VA benefits individually.

Hi Eric - As you can see from the comments, it is up to individual discretion to call DSCRs "no doc" loans or not.Investors are drawn to DSCR loans due to their simplified documentation process, which offers less paperwork and hassle compared to traditional lending options like conventional and bank loans. 

I've included an example below to help illustrate this.So different lenders have different rates (which do vary even for DSCR loans) but these are factors they all consider.See example below:DSCR < 1Principal + Interest = $1,700Taxes = $350, Insurance = $100, Association Dues = $50Total PITIA = $2200Rent = $2000DSCR = Rent/PITIA = 2000/2200 = 0.91Since the DSCR is 0.91, we know the expenses are greater than the income of the property.DSCR >1Principal + Interest = $1,500Taxes = $250, Insurance = $100, Association Dues = $25Total PITIA = $1875 Rent = $2300DSCR = Rent/PITIA = 2300/1875 = 1.23DSCR lenders generally let you vest either individually or as an LLC.

If a cash out refinance, many lenders will allow the cash out to satisfy the reserves requirement.DSCR lenders generally let you vest either individually or as an LLC.

Includes all legal ads from every county in PA, but if you go to their individual websites, they are locked behind paywalls.

In your case it may be individual HVAC units.

Something to keep in mind is that the overwhelming majority of the individuals that work out there are skilled tradesmen who could go to a different jobsite at any time for various reasons.

Because if you're looking for someone to take the lead on putting creative strategies together - that might be a much harder find.If I were looking for a person like this, I would grab my iphone and call the individual who had worked on a similar deal that I wanted to do. 

You should really look at each individual property to make sure you're putting aside enough.