Are you planning to sell the house after you finish the rehab or rent it out? 

Are you house hacking one of them?

It's now almost impossible to get a mortgage with a FICO score under 560-580 range.Overall, the housing market has higher average FICO scores and more equity than the 2008-2010 period.This makes it much less likely we'll experience another Great Recession, but there are no guarantees.

House was purchased August 2024 6k sq ft 9 bedroom distressed home for 66k ARV around 330k in the middle of renovations all of the sudden the bank accounts are frozen and we now have no funds to finish renovation.

They'll want all the money spent on the main house, lenders kind of ignore ADUs it's weird. 

If the house has all major components in working order a few cosmetic items doesn't make it not livable.

For a first time investor, I definitely recommend house hacking for most people as homeowner loans are by far the best in terms of rate and LTV. 

There is also an ad on small "house" which is also being rented.

A 5 unit multi family and a duplex plus my dad's house.

My favorite ones (as a Contractor) are those like : "How much will it cost to re-wire my entire house?"....."...