All the the mentors are asking for alot of money to show you how to get started, I think it is a scam for money. 

Why don't you show the bank your bank statement and tax's returns and verified income you can make the payments, and then they might help you, but you're coming in wanting to take over a property without any of your funds in the deal the bank might think there is a scam in the works?

Kris Haskinshttp://www.biggerpockets.com/forums/52/topics/140802-craigslist-scam-finally-got-me-good?

And the scam artists will still find the loophole and the little guy gets inconvenienced even more.

No Appraisal could be a con for some people because I've seen unscrupulous agents try to sell over valued property to unsuspecting new homeowners on the premise that this property didn't require an appraisal and that that was a bonus!

Watch out for contractors as they have a way of walking all over unsuspecting and inexperienced board members.

Anything I've looked at online for financing seems like a scam.

Or do I request fees in mail, then send the lease for signing...assuming they don't think I'm scamming them.

I am scared at the same time as where I go for help, I sense scam and rip off.

The fact they're willing to roll the fees into the loan amount make me feel like they're not a scam.