For me, choosing between the two is like trying to choose between chocolate and strawberry ice cream.

I can use that in a pinch and also could tap it if a deal pops up that I want to take down that I wasn't capitalized to go after.

We have 2 dogs: a Chocolate Lab named Deuce and a Shih Tzu named Muffins (Maddie's dog).

If you're constantly penny pinching it will not win in the end.

If it is near you, then you supposedly know the area and have friends and family there that can help in a pinch, then it seems like a very good fit.  

I would not depend on a HELOC as your reserves indefinitely, but it could work in a pinch if a great deal comes your way.

I need to get into the habit of pinching myself whenever I get too carried away.

In a pinch I've found impact window (standard sizes) at New Window System 5065 NW 74th Ave #9, Miami, FL 33166.

If you do this a couple months in a row you will become the candy man and will have embedded into the brain of people who can promote that you buy and sell houses.You could take this one step farther and create a mini flyer wrap around a chocolate bar and deliver them that way but the two or three pieces of candy is less expensive and the fact that you deliver a business card they can hold onto is more powerful than a wrapper that will be thrown away.

Also, while thinking like a court clerk, rumor has it that most all like chocolate.