I'd probably just search for keyword Toledo in the forums and read the plenty of info that is already out there. 

When I did an online search for commercial multifamily lenders, most have a minimum lending requirement of $1M and I don't need that much. 

It is the worst because you need to understand the patchwork of regulations across the state, which can vary down to a neighborhood by neighborhood basis.

Youtube is the second largest search engine, and has videos on basically every subject known to man.

This isn't so much due to interest rates - these neighborhoods have been this way for at least 4 years.

I don’t know the neighborhoods or market in Jacksonville but @Jay Hinrichs might.

I paid 20k for the first lot i bought in Charleston in the poorest neighborhood of downtown..

I think your best approach is to pretend you are the investor yourself, calculate build cost (mortgage with interest) + Maint / cap expenses/ management fees according to your zoning and then compare that to the average rent in that neighborhood.

Here are a few suggestions on how you can maximize the wealth of information available: Check out the blogs and podcasts, or take advantage of the search feature (magnifying glass).

Just search the forums here and you'll read a ton about the program.I tell people it is a tool rather than a strategy.