., Purchase Price: $475,000 ($197.9/sq. ft.).Estimated Market Value: $402,000 ($168/sq. ft.).Financing Terms: 2% interest rate, with a 9-year balloon.Unit B Income: $2,049/month (Section 8 tenant through November 2025).Unit A Income Potential: Similar rent or higher; Section 8 cap for the area is $3,234/month.Monthly Loan Payment (P+I): $1,386.Cash Flow Breakdown (if both units are rented at $2,049/month):Gross Rent: $4,098/month.Vacancy (10%): $410/month.Operating Expenses (37.3%): $1,376/month.Net Cash Flow: $943/month.Key QuestionsWould you be comfortable paying an 18% premium for financing at 2%, especially in a market where current mortgage rates are closer to 7%?

I live in Lancaster, PA and it's a lot here that's very positive.Our market is historically pretty stable and hasn't been subject to sharp increases followed by sharp decreases in property values.

I live in Lawrenceville, GA and am beginning my first house hack, working to purchase another property by the end of the year. 

Own living quarters.  

Yes 1k sqft is small but probably much better than living with family.

But honestly, if you live here, you will understand and be more patient with the investing scenario. 

JeffWe lead a couple investor meet up groups in person and live stream about the Central Ohio real estate market.

Pro - I avoid any future repair expense.

I live in Glastonbury and many of my clients are buying and selling in East Hartford and the surrounding areas.

Now we could just pad that into the Pm fee, and then we'd raise the PM fee to encapsulate that expense.