I was already leaning to the side of just stashing the money away so it will serve either/or function, first as a down payment for your next property or money to pay major capital repairs or improvements.

For example, I think we are late cycle, so I lean toward the safest part of capital stack which is debt (or debt free equity).

I wouldn' t lean heavily on it. 

Not only is there physical wear and tear on the body, there is a lot of emotional stress also.

I'm currently leaning towards Option 1 with a conventional 5% but I haven't spoken with any lenders yet either (interested to know the answer to FHA w/ MIP vs Conv).

I guess I am leaning this way because of the "one stop shopping"  can provide an "acceptable inventory?"

For example, I think we are late cycle, so I lean toward the safest part of capital stack which is debt (or debt free equity).

For purposes of having a commercial space, for business credit, applications/requirements from many companies and to keep our incorporation in the state of Oregon, we are currently leaning toward continuing to rent the cheapest office unit month-to-month as our Principal Place of Business just to meet the requirements of state incorporation/other companies.I'm certain that we are not the only virtual business to face this dilemma... has anyone found a solution to this.. perhaps a method or another state that permits virtual businesses without a physical presence to be incorporated in their state?

The only reason I tend to lean towards tiny houses or like wise is to cover the basis of possible movement of the course in the future.

Don't lean on the agent to FIND deals, their value is getting the deals accepted/closed.