Harden your properties to prevent unnecessary damage.  

My gut is not to have unnecessary debt, but I see some situations were it can help with moderate risks.   

Would be very helpful to all the MD landlords here.I take a risk management approach by not exposing myself to unnecessary liability and/or risk without the prospect of commensurate reward.The credit report is the supposedly the last step of our application process.

That is a fact and it is understandable that the landlord would want to protect the tenants and his investment from unnecessary intrusion until a deal with a good buyer is in hand.  

(in most markets, your market may be different).Because of the MANY new lending regulations it can be hard to imposable for a buyer to get a owner occupied loan to buy your homes from you when you eventual liquidate. meaning you are selling to cash buyers and investors only.

The IDFPR may “refuse to issue or renew a license, may place on probation, suspend, or revoke any license, reprimand, or take any other disciplinary or non-disciplinary action as the Department may deem proper or impose a fine not to exceed $25,000 upon any licensee under this Act . . . for any one or combination of” the grounds for discipline set forth in §20-20 of the Act, 225 ILCS 454/20-20.Additionally, a licensee may be subject to both civil penalties and criminal liability for the unlicensed practice of real estate brokerage: Any person who practices, offers to practice, attempts to practice, or holds oneself out to practice as a real estate broker, real estate salesperson, or leasing agent without being licensed under this Act shall, in addition to any other penalty provided by law, pay a civil penalty to the Department in an amount not to exceed $25,000 for each offense as determined by the Department. 225 ILCS 454/20-10(a).     

The note does not appear to have a DOS clause at all, it merely states that the loan is not assumable, but it does not specify what penalties, if any, would be imposed were the loan to be transferred in some way.  

The war Bush has gotten us into is propably the most expensive and unnecessary war of our generation.

This can lead to unnecessary phone calls, requests, sob stories, etc...

I keep my units nice and the last thing I want is unnecessary scruffs, dings, etc.