Or just plain DON'T DO IT, because that is what your CPA will tell you too.I would propose that someone who used a self-directed retirement plan and invested the full amount of their available capital in a successful manner as you have would produce 1.5 – 1.8 times the net wealth, simply because they start with a larger amount of seed capital.By not giving up a big chunk in taxes on the front end, they could potentially purchase two condos instead of one, or have more equity in that first property so that when they upgrade to the next level, they would perhaps to go 16+ doors as opposed to your 12.The use of a 1031 exchange is a valuable tool in real estate, but the fees for each such transaction are as much or more as the cost to establish a self-directed IRA with checkbook control or a Solo 401k.

Another fact I know is that my wife is not happy when we are flat broke which we will be again when this seed money is burned through. 

Yes, avoid Seed Capitol.

Kevin McCollick $20K is not a lot of money so instead of seeing it buying power for something tangible like property or stock I personally see it as seed money to invest in yourself whatever that may be.

I'm happy to say that year one was a year of planting seeds, and leaping over frogs (deals gone bad).

But I do think Grohe is producing a superior, much heavier-duty product for the same market as far as the rough-ins and cartridges go.Parker, I've reviewed at least twenty late-model Delta and twenty late-model Grohe bathroom and kitchen faucets over the years over at Home Depot as a Seeds reviewer.

, eating good food (I am a foodie), recently growing avocado trees from seeds (eating lots of Wholefood market organic avocados at home since restaurants were closed due to the Pandemic.) 

I would ask that anyone who is interested to sow a seed into a few people and see if it grows.

Also, any new business requires seed capital. 

Can you teach yourself sure but it’s a lot harder especially when funds get tight.If tuition is free then go to school, enjoy the experience, more importantly develop relationships...this is one of the hidden benefits of college and can be very valuable for years to come.Lastly get a job and use the money as seed money to funnel into Real Estate.