All dwellings with 3 units and up require a green card.

Jerry,Depending on what the project is there are several options:- Renovation Builders Risk policy for the building & separate Liability- Vacant Dwelling policy endorsed to include the renovation- Homeowners or Dwelling Fire policy that will allow the renovationWhich option is best depends on the work to be done, duration, whether or not the building will be occupied, etc. 

Share value added content in posts and they get voted up (unless the OP does not like the answer and then ego and human nature kicks in and they get defensive).The cowardly internet dumpster replies get voted up as well.

I would always go with a mid-size company where you can still talk to a human and not get treated like a number. 

Would love some feedback on a property I just put an offer on:$130000 price tagPutting 25% downTaxes are $1676Has an adjacent dwelling on it so the total gross rent income is $1450Property Manager is charging me 10%.

If you're looking for a house hack I would wait patiently for the right 2-4 unit that works well for you and your own individual needs or I would buy an older SFH with an accessory dwelling unit (or the opportunity to add your own or convert an unused structure on the property).

Here is the note from the appraiser, "The subject consists of 2 dwellings.

Otherwise get a vacant dwelling policy (there are many types of these).

Height of a detached accessory dwelling unit shall not exceed the height of the associated primary dwelling unit.

Part of conversation was discussing the importance of relationships and how the human element of this business leads us to mistakes.