Running a Mortgage Credit Report on any potential tenant will pull up more dirt than a worthless online consumer credit report.If you have someone with an 800+ score, make concessions to have them as renters.If you have someone with a 580 score, pass!  

COMPs are much more sophisticated than simple CMAs, COMPs are the best Marketing forecast, done by Marketing economists such as university professors who teach Marketing Economics.With a glance at today’s economy, we can forecast the answer by watch the trend of the first 1-6 point and analyze point  7 and 8:1- Consumer confidence index is it up or down2- Business confidence index is it up or down3- Bond yield is it up or down4- GDP on the rise is it up or down5- The Stock market is climbing or declining6- Interest rate is it up or down7- Quantitative easing: What does that mean?

Hi - I'm seeking advise from those of you who've done this before. 

Been reading a lot and it does seem like the numbers regarding cash flow for a single family home on Maui (right now) wouldn’t work too well.I understand and accept that passive income is for the people who’ve built a massive net and are at the top (but even then I think they have to work and make sure their system stays functioning)I really want to learn more about owning/operating vacation rentals, specifically in HI if possible and specifically the tax part of it (now with the shift of the 2018 tax laws).I’m going to dive through the forums and try find more books on the topic.

@Andrew Johnson of course, I forgot  to mention that I already have a handful of happy investors who’ve been with me for 3-4 years...

The first step is to recognize there's a problem and get mad at it.I used Dave Ramsey's baby steps to get out of consumer debt, $87k worth.

Consumer Reports is a tremendous resource here - truly unbiased research.

But realtors should know and feel safe charging the full 6 points to the sale, because its like pulling teeth to make consumers understand the true gravity of such a Massive "Tax Free" Equity Savings this can be!

Here is the text of the article in case you can't see it:By Ben van der Meer – Staff Writer, Sacramento Business JournalFeb 22, 2018, 4:43pm PSTIn a sign that escalating rents in the city of Sacramento may have reached a tipping point, a group has filed with the city clerk’s office to collect signatures for a rent control measure.The ballot measure would allow rents within the city to rise by no more than the percentage increase of Consumer Price Index, with a baseline set at the earlier of Feb. 20 or whenever a tenant first occupies a unit.A notice of intent to circulate petitions to put the measure on the ballot was filed Tuesday.Landlords would be able to evict tenants only under certain circumstances, such as failure to pay rent or violating lease terms.

The big sacramento meetups consume a whole evening, which I can’t usually afford to do.