(There is a price difference but suppliers have bridged that gap quite a bit due to popularity in the last ten years)Bathroom: Basic white subway tile to the ceiling for bathtubs/showers if surround is not desired.

He basically made us do a 15yr mortgage and we got a 2.1% rate.

The information about basic real estate investing has been democratized for quite a while, and I can't imagine there are any deep dark secrets being shared there that will get you rich quickly. 

So you're the guy cleaning up the yard, trashing out the house, working the rehab or supervising the rehab, learn some of the work you could do without much time...paint, demo, basic repair, cleanup, etc.   

I have no idea whether these are or are not allowed in OH as I don't lend there, but a loan with a 2 or 3 year prepayment penalty would likely have lower points and fees because you are basically paying that penalty up front as a fee in this loan.

I really liked what I saw and from some basic research, the housing/tenant laws seem to favor the landlord (unlike NYC).

Please note the information provided below is a layman's definition designed to provide a basic understanding for the general audience.

market is too small and its all cash and carry basically. 

Would doing this basically double the lender fees since I would essentially be taking out two mortgages? 

I'm sure there are some that basically grew up in the business or started way young that are experienced yet under 30 ...