More Stringent Lending Conditions: Some traditional commercial lenders, specifically local and regional banks, have been pulling back and tightening their lendingCONCLUSION: Asset prices are under pressure as required refinances over the next 18 months push owners to accept less favorable terms or give up equity to private real estate lendors3.

They will probably accept the offer with that term.

When we screen, we will not accept you if you have ever been evicted.  

Eventually, laws were passed that required the Banks to accept Replacement Cost coverage.Suppose you loan $500,000 on a property. 

Here’s a concise breakdown:Conventional Loan: Your DTI is within the acceptable range.

@Edward Schenkel Can I accept Bitcoins in the purchase & sale of a $200,000 property?

Your offer is accepted?

I offer either 10% monthly and manage everything including accepting rent and paying owners, or on call management. 

if there is deferred maintenance it will eat up all cash flow for years and years.2. if "offers are due Sunday" it sounds like this is a multiple offer situation, in which it seems extremely unlikely they'd accept an offer below asking... in multiple offer situations the price typically goes above asking. 

@Sean Gammons rising property values & mortgage rates have ended the "easy days" where you could buy anything and rent for cashflow.You're going to have to look harder or go into riskier investments.Prior to the crash of 2008, seasoned investors would look at 100 properties, bid on 10, to hopefully get one deal accepted that met their ROI and CoC requirements.