But keep in mind that investors can get an annualized 5.39% through Treasury Direct on a 4-week T-bill, and for a LOT of investors that's a lot more attractive than 12% (annualized) on what looks like an undercapitalized real estate "deal" with a lot of risk. 

And if we are talking a cash buyer that person can earn 90k a year profit by investing in treasuries. 

If you have $1m you can get $50k per year income from the market or Treasuries etc.

LOLToday Lawrence Summer, the ex Treasury head during Clinton era is saying the following :"We may be living in a world where the interest rate is less of a tool for guiding the economy than it use to be, and that means when things need to be cooled off interest rates are going to have to be more volatile," says Former US Treasury Secretary @LHSummersSo what he is saying is precisely that.

Treasuries and HYSA are paying well now, but if and when the FED starts reducing rates this will decrease the yield on those investments while simultaneously increasing property values (low rates = increased demand = increased prices). 

Our industry runs on the Treasury Markets.

Treasuries and other bonds are not in this list.With a 9 month horizon a rolling 3-month Treasury ladder would work well. 

There is a cash equivalent bucket where I keep cash, CDs, US treasuries for immediate cash needs and reserves.

Don't you have better places to reinvest that cash-flow than letting it sit for 39 years with the Treasury Department?  

Treasury and mortgage rates dropped, and boosted expectations that the Fed is done hiking interest rates.