I would demand the house be delivered vacant of all possessions and occupants at closing AND with keys delivered to you at settlement.

If you under-insure, a claim settlement could be subject to significant penalty/diminishment.Hope this helps.Tim

Unfortunately, there is some problem with the kitchen layout that I didn't think about prior to settlement,rookie mistake I know..

AnjaBuying a note at settlement, is "funding at the table" and isn't investing but lending.

Now his butt is on fire LOL.Even more red flags.Let me guess, he wants to be paid in cash or if by check the check is made out to his name not a business, so he has no business entity, no insurance, no workers comp waiver for himself and certainly none for anyone if he brings a helper on your property.Hope none of this ever comes back to bite you, like he falls off his ladder painting your house, breaks his back, becomes permanently disabled, somebody gets in his ear about how he can get his doctors fees and and a fat cash settlement paid since you're responsible for it, and that's just the beginning of the issues that could come up.

This coverage will offer defense and claims settlement for alleged or actual injury caused by CO2 emissions from a heating or air conditioning source.You can add a "personal umbrella" to cover your personal liability exposures of your home and auto, if your net worth justifies it, but you should keep any income producing assets separate from your personal liabilities.Ivan

In some areas and states each party are entitled to see or obtain a copy of the HUD-1 of the other party, if so, they receive it after settlement, after required signatures are obtained by the settlement agent.If you sell an option, give the buyer a receipt for the amount and they can give that to the settlement agent to include the amount as a POC amount on the Buyer's statement.Doing otherwise is a violation of RESPA.

We are close to settlement on an investment duplex.

So if a lien is not recorded and is later recorded after settlement, the loss arising from that is not covered.

Doesn't necessarily keep you from getting sued but it does shape settlement expectations.I wouldn't worry about it.