Try reading this book by John Bogle:Enough.You clearly have more than enough money to do a blend of passive index investing and summarily discard the notion that you need to spend any additional effort for the rest of you or your family's life on anything as banal as the pursuit of additional pieces of currency that add no real value to your life.  

I had a notion then and still now that I want to move to FL to get closer to my brother and his family.

Had a notion of adding a BP Logo with a qr code to BP profile on business cards, and since it is a registered trademark wondered if the powers that be (Josh) would have any objections.

As an investor of multiple multifamily units ... and conventional lending becoming harder to come by with each purchase I just closed all my 401k accounts and turned that money towards to RE investments the numbers speak for themself and its a no brainer decision.Having been burned by 2008 and per all the notions presented in this thread ... once you clear the notion from your head that you'd be in a smaller tax bracket in retirement and really who wants to be ... yes I do want to smaller tax managed bracket but on assets making lots of money instead of spending down my savings in hopes it doesn't run out before I die and that I can maintain a preferred independent lifestyle of my choosing ...So to all those concerned of making this jump ...

Again, microeconomics has nothing to do with politics that you keep trying to make it, you seem to have some real bias here, because you keep pushing this notion that liberalism drives wealth despite all evidence to the contrary, it doesn't, you're just cherry picking data to fit your belief, while not understanding the most basic things they teach in an undergraduate level economics class. 

You finally identified shareholders in this blame-pot:  I think is naive to think "banks will be smart enough to keep their own standards of lending similar to how it currently exists" since bank management has a fiduciary duty to its shareholders.As far back as the early 90s - maybe even earlier, based on how such notions were regarded as settled facts, graduate schools were recognizing that the shareholders' rabid demand of their companies' pursuit of high and increasing short-term profits was completely overtaking any consideration by the corporate managers of this demand of the companies' long-term objectives, wealth creation, service to the market, business reputation,  ...  

It is a great book which blows the lid off preconceived notions of how to raise capital..

As a young man (and I am not that old yet), I had my negative notions about 401k.

All and all, get that education that´s static and will never go away and do this part time;  build it up and if you get that itch evaluate the full time notion down the road.

This is called "adverse possession," based on the notion that land should not sit idle.