I think it all comes down to your budget, desired returns, and your appetite for risk.

Here is what I know of Velocity Banking and what me and others I personally know have done with it so far:Paid all consumer debts and put balance onto line of credit with simple interest (Easy to have balance owed in one place)Moved from using checking account, getting no real interest, to line of credit (PLOC, HELOC).What it does:     When we get paid, we put our whole pay check into the Line of Credit, suppressing the balance. 

Good areas… all depends on your appetite, goals, and skillset.

The government is suppressing the price (look into futures contracts and suppression).

I wouldn't waste any more time preparing a "plan" because each bank will have its own culture, structure, and appetite for risk.

What's your appetite for risk and your stomach for stress?

This decision is completely out of your control and depends on the banks' health, goals, anxiety and appetite for your type of loan at that moment.  

Depending on someone’s situation, risk tolerance, or investment appetite they can diversify in the tradition sense with stocks, ETFs, and bonds or mix in real estate and these other asset classes.

This will save you a lot of time because each community bank is different in terms of their appetite for loans!

You're probably thinking of buying multiple homes for cash, but you could also leverage your funds with mortgages to buy even more properties.It all depends on your appetitive for risk versus how fast & how much you want to grow your rental portfolio to meet your goals.