Well, then I'm interested in seeing the answers out of curiosity.

So pretty good equity position within a year plus cash flowing well based on a $325k purchase price.

Question: your current model worked well.

Friendship and business don’t always mix well, so it’s critical to use a solid lease and treat this as a business arrangement.

We have owned rentals in the past as well. 

The alternative to that is going to the Cape, Western MA, as well as adjacent states with coastal/lakeside properties where many of us New Englanders vacation. 

It's well over a million, well over. 

We've utilized the VA loan for our current home, and this strategy has worked well so far.

What worked well, and what challenges did you face?

I bet that essentially no one is starting new construction projects, which bodes extremely well for owners 2-4 years from now.- Prices for insurance policies will never go back down, but it is not unreasonable to expect costs to rise at a more predictable pace from here.