To refinance the mortgage loan now will go up to 8% as the NV law dictates to split equity any suggestions to protect my boys’ future. 

Shopping for a refinance on an existing farm that is 50%+ paid off and profitable.Licensed cannabis farm is in California.

You cannot take out a loan to use as a down payment unless you take out a HELOC on your primary home or do a cash out refinance. 

When speaking with lenders, make sure to ask about their seasoning requirements for cash out refinances. 

@Tyler AndersonConsider options like Home Equity Line of Credit (HELOC), Cash-Out Refinance, or Conventional Loan with 20% Down for your next investment.

@Misook FoleyTypically a bank will not release one of the lien holders and a refinance would be necessary.As part of the settlement agreement the court may order the property and or the debt to one of the parties but again that name is not releasedOther factors do come into play such as what state it was in as some states have different laws regarding equitable interest etcI would speak to your divorce attorney about this and see what can be done

If you can build equity and pull out cash through a BRRRR (Buy, Rehab, Rent, Refinance, Repeat) strategy, that could get you the funds you need for that larger down payment on a multi-family or HUD loan.

Focus on the Buy, Rehab, Rent, Refinance, Repeat (BRRRR) strategy to build capital through flips and value-add properties.

My credit is currently not the best so I can't re-finance through a conventional means .

This strategy has allowed me to save on closing costs, secure favorable financing terms, and refinance almost immediately, all while minimizing my down payment.