But the consistency of reports buggy system has given me pause.

Got to ch. 11 and had to pause to let him catch up.

I'm NOT a licensed real estate agent.I hope to be wholesaling my first deal before the end of July.By wholesaling I mean: 1) obtain signed purchase agreement from a seller; 2) contact an investor and assign this agreement to this investor; 3) I receive an assignment contract fee from the investor; 4) the investor closes with the seller.During my studies tonight, I stumbled upon this NY State law that gave me pause.

The garage and shop are ok, there are other interesting structures that may give a lender pause.  

But it does give me some pause on your analysis.1.

Since the loan mod was rejected, the lender can start foreclosure unless we pursue a short sale. they even still might start foreclosure, but as i understand, foreclosure would be paused until the short sale process is completed.

If she took the time to pay off this student loan debt when it was paused, she'd be debt free going forward and could focus on a primary residence for herself. 

Admittedly, while I love living in the area (Black Mountain specifically), some of the current trends regarding crime rate definitely give me pause when I start thinking about how best to invest in the area.

@Allan Smith I cannot say with confidence that they will go under but I had files with them and my rep advised me to pull my files as they have paused lending for 30-60 days.

Landlords burnt by currently pandemic regulations will pause on adding to their portfolios unless its a ridiculous deal.