Currently looking to purchase a long-term rental and have heard of some of the low or no percent down options such as with creative financing.

Expect very low LTVs (we're talking like 40-60% down minimum), much higher rates, and very long close times for out of country financing. 

HI Pinny,You can always start off by house hacking meaning you live in one UNIT or ROOM and renting out the other vacant units/rooms to offset your monthly mortgage payment.There are several ways to run and make sure you are maximizing your rental income while keeping your living expense as low as possible.

In my Carolina Beach market you get solid 2/2s for 575,000 that gross $55,000 for example with pretty low HOA fees annually 7000. 

So I say you should rent to these people because it seems to me he's trying to make a life for him and those children those children probably love him to death and they don't want to see anything bad happen to them it will be more harm to those children to have him gone and out of their lives then do see somebody stable and doing good.

Also they are saying they are not safe.our property is in a low crime area and never had issues.

Looking for everyone’s opinion. I’m getting ready to refinance an apartment building, I just completely renovated, out of the construction loan that’s currently on it. If I refinance, let’s say for 1 million, I would ...

No eviction protection so since you gave to settle on someone with and low 600s credit score if you have to go to court they get to charge for their time on that. 

Also one with low fees, and preferably not cloud based or revenue share based, any recommendations are greatly appreciated, thank you!

If you're aiming for growth and can secure a low-interest mortgage, financing might be the better play.