The consequences of making a bad decision are enormous and the financial impact can follow you forever.Homes are not like garden rakes, where one is pretty much identical to another. 

It is literally identical to investing that money into a 5% fixed-return investment.

They say they only remove it when it is a case of identity fraud.

And to my point in above posts, if your odds are nearly identical, why not just play roulette? 

I currently house hack a duplex in my area with an identical but separated duplex right beside me.

I have read recently identity thefts are carried out by advertising non-existent rentals and asking people for info on the pretext of vetting them.

They have some identity theft insurance, which surprised me.

I'm noticing most of the multi family properties (not too interested in single family) are in trusts therefore concealing owner identity and contact information when I run my searches through REmine.

Scammers are also after personal information, for identity theft.10.

If I come along and I plan to self manage, and we have identical cost assumptions and identical performance requirements, I will likely have a lower offer price and get the property.