Emerging Trends**: Like many cities, Mobile is experiencing shifts in consumer behavior and workplace dynamics, influencing commercial real estate trends.

I called the Austin branch of  Consumer Protection Division of the AG's office and they said that they have no complaints about the company. 

https://www.floridabar.org/public/consumer/consumer004/

With an expected increase in unemployment, and the significant increased and consumer goods and food, etc. more homeowners are continuing to struggle.

Cold calling is time consuming but very effective.

Is this a credit worthy corporation that's been around forever or a small business of some sort?

Maybe in a chapter 11 you can restructure but that's not for consumer debt.

We'd come back and fix it back up again and then eventually sell it as it will not be our forever home.The question is... if we move back into it, how long will we need to live in it to re-qualify for the tax exclusion?

Then it is gone forever. 

My caution to you is it is really time consuming and a fair amount of work.