Hi Nadia, my advice to your clients is to consider buying a home in Florida now, as high interest rates mean less competition and more stable prices.

With high interest rates, there's less competition and more stable prices.

Here's a very small pros and cons list I've made for the area:Pros:Potential for Appreciation: Rapid growth and development can lead to property value increases.Stable Rental Demand: Proximity to Raleigh and economic opportunities ensure a steady stream of potential renters.Desirable Location: Good schools, amenities, and quality of life attract families and professionals.Cons:Market Competition: Increased demand can lead to higher property prices and competition among buyers.Out-of-State Management: Managing a property remotely can be challenging without a trustworthy local team.Economic Dependence: The area’s growth is closely tied to the economic health of Raleigh and the Research Triangle.

@logan @Logan M.don't tell these people the truth we don't need them in our niche, no competition is great 

. - Competition & Negotiability : If you're looking for more time to analyze deals and an open dialogue on dealmaking, Oregon has proven to be somewhat of a playground.

This is not great compared to areas like Gary Indiana where rent is $1500 on a place costing $100k but the social advantage makes me feel better as less investors are willing take lower profits (less land lord competition) - and I know the returns will come in equity in the areas I want to invest.So the core questions - 1. would DSCR work well for me?

Disclaimer: this post may or may not have been inspired wholesale from me stealing ideas from a mortgage client (but not a car wash in Georgia, so you are not their competition).

Will this impact our ability to get competitive financing (we are both well qualified as individuals and even more so together)?

I live In New York so I feel the competition would kill since I’m new to this whole thing.

Also, we are competing against other PM’s so we need a competitive advantage.