If you're bold, pretend to be a tenant and go look at places. 

It also says "Nonrefundable" in big, bold print multiple times. 

They would just pay more taxes on it so hope to take in future years when tax law changes might be more in their favor. ( Retired developers like to do these investments as they do not want to do the day to day stuff anymore).So there are all flavors of the rainbow when it comes to investors.If an investor is giving a sponsor with what appears to be somewhat limited experience 100k then that investor better be worth many millions because they are taking a punt on the project.

I went through IGNITE and BOLD training (twice and will do it again) and have closed 49 transactions in my second year.

All of the Questions were in bold font to make them easier to find.

Nothing special anymore.I'd look at opportunities in and around downtown North Kansas City for the flavor you're looking for.

Chinese, Malay, Indian, and Thai influence makes for some extraordinary flavor combinations.

And as far as Scotsman Guide is concerned, once more you just had add a little extra Hinrichs flavor to your post about them by insinuating that most of what is in there is wholesale lenders for retail.Uh huh, but there are very specific sections for Residential and Commercial HMLs so there should be no confusion. 

Although, I'd not be so bold to call myself a guru. 

If the bold parts aren't true then it's MORTGAGE FRAUD.