@Thomas RoarkWelcome to the community and be ready for a huge amount of information at your finger tips.

So it appears I am one ignoring the data, but I believe I have a good grasp of the risk and a plan to mitigate the risk.  

From what I have noticed looking at the MLS, your money goes way further in Saskatoon because you can purchase properties with up to four units, whereas in the other two cities, I mostly see single-family homes with (maybe) a basement suite.

I'd love to connect further on how we can be of help to each other; I'll send you a direct message!

Here's a framework that you should know for tax planning:The further you can push your taxes out, the smaller they become.The time value of money shows us that a dollar is worth more today than 20 years from now.Planning is used to kick the can down the road, and make sure there will be available cash to pay the tax!

If you are looking to buy in these areas please feel free to connect with me to discuss further

Our plan is occupy the home as our primary residence.After further digging through the Grantor/Grantee Index it appears that the original lien that is being auctioned is from 2005 and a couple of the banks listed on that original Deed of Trust are now defunct and closed (one is First Franklin).

Thanks for the tip.

Thank for any advice.Yes,, have STR in San Jose and can share some tips.

@Jon Martin Thanks for the tip on the Go Daddy vacation rental template!