My best tenants have credit scores in the 500’s so I don’t go by that.

Quote from @Kathryn S.: We have a young and stubborn tenant who steadfastly refuses to give a firm answer as to if the bedroom ceiling is still leaking.

Call the bank(s) and demand you are re-added to the bank accounts, document everything your partner has done with funds from the business account that are unrelated to the business such as buying vehicles. 

I'm all the in Orlando, but used to live and work in Atlanta in the 90's.

There is a solution though because there is Non/QM which offers a few programs like (1) year 1099, Bank Statement, and DSCR programs. 1 year 1099 is self-explanatory, Bank statement uses 12 or 24 months bank statements gross deposits and divides that income usually 75% over 12 or 24 months, and DSCR requires No income or job, it uses the rents of the property as income as long as the rent(s) are equal to or greater than the proposed PITI payment.None of the above Non/QM offer construction loans though so you will need to stay W2 or wait 2 years.

@Alan Grobmeier @Mike S.

Our main hesitation is simply that we feel that pets will cause additional damage, odors, etc..If we were to consider this, what are you currently charging for fees, either one-time or additional monthly fee(s)?

@kimberly S. mentioned negotiating the price, because it's like buying a car.  

I am interested to know if seasoned note investors would recommend the better states to buy notes. By "better", I mean in terms of (1) return (2) licensing restrictions, and (3) state law.  I reside in CA, and have i...

- Agent relationship(s).