@Alex Stariha Cozy is a cheap option to start with it, but I don't see it being able to scale and provide all the functionality as a true property management software.

The facts you shared about 'most people' having $1K in their bank accounts is so sad but true..I look at my friends UberEats bills and then laugh when they say they are nervous about making rent that month. ;-)@Theresa Harris hello! 

So I require skin in the game (average is 5% to 15%) to offset this.

But I looking at the long game - I want valued tenants that take care of the property and minimize wasting my time.

I would think this is especially true in lower price point areas. 

Newspapers are dead and bringing them all online has only lessened the true journalistic impact which is why you see good writers writing about stuff they just reviewed, but do not know.

In summary, leveraging an earnest money lending partner can be a game-changing strategy for scaling a fix-and-flip business, enabling investors to navigate the market more effectively and capitalize on lucrative opportunities.

Real estate is a long game and waiting is the hardest part. 

Like you I think I made my first investment in a true syndication when I was in my early 60s. the sponsor is what matters.. asset OK  but if the sponsor is not top notch I dont care how good the project is..

You can find loads of articles, videos, and online courses that'll give you a solid foundation in construction basics.Network and Find a Mentor: Try connecting with people who've been in the game for a while.