@Toby Khan  If 5 is normal then I thin I already have a good option with potential for getting 10 years.

We were discussing options for payment as we don’t have a lot of capital at the moment, however they have a property that has a bit of equity we could tap into, but they already have a favorable interest rate.

@Meena MallikFrom my experience, securing financing for commercial real estate involves understanding your options, such as conventional loans, commercial loans, private lenders, or partnerships.

How are your sourcing deals?

On the other hand, owning rental properties gives you full control and the best tax perks but also requires the most work and risk management.Whichever option you lean toward, always diversify across deals and sponsors, and don’t hesitate to ask for references or do background checks.

Hi John, feel free to reach out if you are looking for some additional options on your DSCR loan!

A REAL fixer needs so much work that it doesn't qualify for traditional financing options.

The other option I potentially see is to partner with someone that has cash and/or better debt/income ratios and partner on the next purchase.

I mainly want a site that offers advertising the property, online payment options, maintenance requests & at least a basic accounting aspect.Thank you in advance!

If the marketing is on point than you only have 3 options - 1.