That is a true portfolio loan with a commercial loan and through a commercial lender or bank that provides portfolio lending.

Requiring occupant to have renters insurance is another possibility for extra protection.

I am a realtor and wholesaler, and I get some buyers looking for owner financing, some sellers need/prefer getting cashed out and there are some lenders I work with who can provide the financing however they run out of funds sometimes.

Quote from @Dave Allen: Quote from @Zeke Liston: Quote from @Dave Allen: I'm in a bit of a situationMy wife and her parents are selling a duplex they own together.My wife is trusting me to re invest into cash positive investments.We could stand to take as much as a quarter million, and tax free since we lived in the property 2 of the last 5 years.What are some suggestions for markets that would provide cashflow?

You are not going to qualify for active and will not get any extra depreciation.

Personally I like to build with cash to avoid the extra expenses, so I dont actually finance anything until its done and I have decided to hold it.

Then there’s fraud or misrepresentation, where borrowers inflate project values or provide false documentation.

I can't continue providing that service if the landlord takes over management.

It's crucial to have a team that can provide both on and off-market opportunities, as Columbus can get a bit competitive.

Similarly to what Mark Cruse stated above, provide dignified housing, respect your tenants, and either have a good PM or make sure you are updated on the regulations and best practices for placing tenants.