. ;-)2023 Was The Worst Year On Record For Existing Home SalesClick to enlarge Yes, I said even in 2022 that 2023 will have low transactional volume. 

But, I'm looking to buy and hold to build more of a track record.

This is true even if you set up a business and establish a track record. 

They're very well established so I feel pretty comfortable with the sponsor and their track record.

They show on your tax returns, and bank statements.There are many underwriting tools to expose private money ones that claim they don't report to the bureaus- they also sell and securitize the loans so what they told you on the phone is of no value, they get reported.All NonQM standard DSCR loans show on your credit report.DSCR gone bad shows online, in court records and in the curbside view (property appears distressed and attracts code violations/fire inspections and investigations...

We are looking into purchasing cash and do some light updating but the county records shows as a 2/1 but the house is actually a 4/2.

You can also check county records for filings on the property.If you have a relationship with an experienced investor, they may have the tools to find things that would affect title.

Do you have access to private equity investors or/and key principles and co-sponsors with a track record?

I have looked up her record and she has an "Affiliate Broker" license. 

Make sure to get some pictures of the hooka or cigarette buds for your records.