I wouldn't bet my life on 50%, but I would bet they are more problematic than the typical long-term renter.

Explore my personal favorites, Set For Life by Scott Trench or The Total Money Makeover by Dave Ramsey, for invaluable financial insights.3.

The property is insured on your behalf, personally. 

Caution:  Personal credit card financing is a huge risk and good luck finding 0 percent interest today.

Low LTV, 30yr fixed @4.5% personal (1)• Investment condo - new const. high end purchased w/1031 (from 20yr quad) in 2019.

Does anyone know stats on this or have personal experience in this region?

If I have to use every dollar I have access to and drain my life savings dry, so be it.

FidelFidel,When I saw your question I got interested as most Canadian investors are rather running away (or pausing) from investing in RE in Canada.But to help in your journey, here's what I can share mostly from either my personal experience or discussion with relevant professionals. 

Or a personal loan if interest rates aren't cost prohibitive?

The owner was motivated due to personal circumstances and wanted to avoid the hassle of listing the property publicly.To negotiate the deal, I started by understanding the seller’s priorities.