I also weirdly enjoy cutting grass so don't mind doing that and getting a tan while doing it at my properties haha. 

Thus the certified finds requirement.The last poster explained the how, they are cutting a cash advance check.Old saying goes, if you can't put a  guarantee on the loan, then the loan is not worth doing.That's the ones thing with real estate, financing has clear cut channels for a reason.

Massive CUTS to minimum wage. 

Job growth and economic development in the area, such as the establishment of new manufacturing centers, will further bolster housing demand​​.Mortgage Rates and AffordabilityMortgage rates, which have been at two-decade highs, are expected to stabilize and potentially decrease slightly due to anticipated federal rate cuts.

You didn't even mention tenants who don't pay rent, evictions, vacancies, HOA violations, the consistent rise in taxes and insurance, bad property managers, and the many other issues that cut into your profit. 

This is what I would do:OP- cut a piece of plywood, or something lightweight long enough to lay over the stairs (and just wide enough for her bike) so she can walk her bike up the stairs and into her apt. 

Pros will continue to be pros and the some wont make the cut. 

Once I didn't have to pay rent ($1000/mo at least on Maui), that cut my living expenses by a third. 

If the same person is willing to cut it down for free in exchange for the wood, I'd let them do it.

I would bet good money that they are paying below market rates.In case you missed it: get rid of them.Spruce the property up, study the market to determine a fair market rate, and find a renter that is willing to pay the market rate, pay the deposit, and abide by your agreement.Not everyone is cut out to be a good landlord.