This is a self directed RRSP or TFSA account that allows you to lend your money out to people with the backing of their mortgage for a high interest rate. 1st, 2nd, 3rd mortgages, down payments, refinances, flipping or renovation money.

Anything past that might feel weird.Good job going to your first one, that is a great step that too many people miss out on.

There are a bunch of reasons people sell a property.

With the cost of utilities and the level of comfort people feel is mandatory now there is no way I would want to be on the hook for it. 

Yes, you need a team, however you can't just assemble people together and call it a team. 

These are just deals I have invested in with other people. 

All else being equal, lower mortgage rates reduce the cost of ownership and, thereby, allow more people to afford to buy.

I think others have given you great advice.For most people I say go to some meetup groups for a year. 

The list of people who helped me - took a risk on me, taught me what they knew, showed me an example of what not to do, gave me their time, believed in me, and even those who questioned me, broke contracts with me, owed me money - is innumerable, and I'm grateful to every one of them.Today was an exciting day, and there will be more like it in the months ahead!

Get people financially educated and let them buy their own houses.