;(- if as-is value is less then the balance on the mortgage + arears OOOPS you need to have the owner work with the bank, you as the investor buyer AND a short sales expert often an agent work the tedious and usually failing short sale process. 

If I pay it off, I could maximize cash flow earlier, reducing financial stress and allowing me to focus on other ventures or simply enjoy life more.On the other hand, I know some people advocate for keeping cheap debt and using the extra cash to invest elsewhere for potentially higher returns.Why I’m leaning toward paying it off:Security: No debt = peace of mind.Financial freedom earlier: A fully paid-off rental would give me a significant monthly cash flow?

you have most certainly come to the right place to sync up with other investors and learn more about their experiences and trade strategies. 

But some (Dave Ramsey) people would rather have just a few paid off properties making just a little cash flow.

Buy and Hold investing is a great avenue to begin with as most people live their lives off of residual income. 

Wholly agree, we're trying to help people.

I'm expert at retail leasing and sales and commercial contract management. 

I feel like my "circle of people" really needs an expansion and improvement and I want someone with more experience in the field I want to be in to really help me gain myself to success!

Trying to make it where there is a lot of data, easy to use, and have a lot of articles written by local experts.

They go to big multifamily conferences and recruit people that are aspiring real estate syndicators to join them.