I spend maybe an hour a week on it; I find once you have it set up a natural repeatable process emerges.

Terrell Garren all insurance seems to be partly a scam anymore, with them expanding beyond emergencies to covering less emergent issues but not doing it well, I wish there would be more maintenance plans that inspect and catch issues early than cover failure but I guess that is what I have to set up for myself.

I love to discuss market cycles, the greater economy, emerging markets, how to diversify, travel, investing in Hawaii, etc. etc.

If you are in a financial position that you can put 20 percent down on a home purchase (investment or primary) AND still have reserves (emergency fund), then you are in good shape.

https://www.marketwatch.com/story/5-places-emerging-as-americas-new-tech-hot-spots-2019-04-03

e.g. crime rates, rent trends, emerging areas, construction rates...Is there a newsletter you recommend I subscribe to?

It includes all major assets & liabs, inc some pers prop that has value (or is individually insured) & I would consider selling to fund new found opportunities or if there was a major emergency requiring a change in budgeting/liquidity.My PBS is currently three pages long, broken into sections w/ sub totals to assist in analysis:AssetsReal Prop (Assessed, Purchase/Rent data, 2-3 free online providers like Redfin, then averaged.)Personal Property (Cars, Art, Hard Assets, things not in an account or "foggy" daily market value)Cash Accounts (ie funds w/ access not limited by age, Banks, Brokerages, CVLI, prepaid taxes,large pending incomes like insurance settlements & reimbursements owed to me.)MineSpouseCo-AccountsRetirement Accounts (or anything where access to the value is age restricted)MineSpouseBusiness 1 (Net number carried over from separate business records)Business 2 (List as needed)Liabilities (Would section these out too if I had enough to justify it)Listed in order of assets above if tied to such, mortgages, HELOC, etc.General liabilities listed next, largest to smallest.Net Worth CalculationThen I include several lines of totals; subtotal of amount available for conversion to REI, ratios & simple measures like mo / mo & trailing 12 mo avg % & $ return.My FI goal is over the long term to average at least 1% mo / mo gain in net worth.I have found this to be best for me for several reasons:I have a hard time visualizing a set $ amount as a goal because my amount required to retire would then seem too big to tackle.

I was really glad to help and they finally enjoyed their vacations and left happy and grateful.On Airbnb (and not VRBO) there is a huge number of "turning" listings: those who emerge and disappear within 6-12 months for all sort of reasons: 1) Could not comply with regulations (like in your example), 2) Realized STR is not for them and they can't run the business  3) Property was not clean or desirable so no success renting or a bunch of other reasons. 

@JoeSplitrock I agree we live in a regulated economy in that it's illegal to price-gouge during an emergency.

Hey Colton,I've had good success with Mark's Reddi Rooter & Plumbing.They have emergency service too.Best of luck.Lou