Now you are over $2k and only bringing in $2100… If you don’t care about the cash flow at the moment and have a good income that can support an unexpected large expense then you should be ok.

I targeted renters who pay on time, stay long-term, and care for the property.

IRA becomes the 100% owner of an LLC, or potentially multi-member LLC with multiple money sources, and the account owner of the IRA is the manager of the IRA owned LLC.

This team consists of an Investor Focused Agent, Lender, Contractor, and PM.Read this article on the "core 4".

Or does this happen so often and they really dont care?

Yes, QBO can take care of all of this and help you keep all that straight! 

Not the most helpful response and I'd hate to see this thread die here...I understand why creditors use DTI it just doesn't tell the full story of an investor and their ability to pay. 

A reliable tenant is someone who stays many years, always pays the rent on schedule, and takes good care of the property.

Additionally, ensuring the renovations met both current rental standards and future plans required careful planning and oversight.

The lengthy process required careful planning.