Honestly, it's only in hindsight that I am now able to see what an abusive situation I was caught up in.

In a economy were unemployment is at its highest in years, monster companies going down like (insert sexual joke here), banks limiting their output of lending, the stock market, US economic woes, etc.

Without them rates would be much higher, even though, they do abuse their clients to the maximum possible margin.In the end, rate jump away, if that broker could squeeze an eighth out of you they would in a heartbeat and call it good business.

I'd like to know if there is any way I can make her understand that her conditions are abusive when the minimum quality standard of living are not even met.Any pointers would be very much appreciated.

Depending on one’s perspective, this amendment to the injunction statute either eliminates some of the previous uncertainty for contract-for-deed cancellations or creates new uncertainty.Due in large part to the decline in residential real estate sales prices and the number of homes acquired from foreclosing lenders that are being resold on contracts for deed, there has been a rising concern about abusive or predatory practices by contract-for-deed sellers, their often total lack of compliance with both federal and state laws, and the general public’s lack of understanding about how contracts for deed work.

One stole a vehicle to go to court in another state, one was selling meth, and the last one sexually assaulted an old lady in an alzheimer's ward. 

I am ALWAYS learning.Which brings me to what I learned about today--a real estate attorney here was talking about how off-market deals are dangerous for brokers because of the risk of elder abuse.

There are other options , walk , jog , ride a bicycle , taxi , take a bus and walk . hitch hike .   

As implemented, the law has turned into more of a fees collection, license testing and issuance business, and a promotional tool to sell educational courses than addressing abusive industry practices and providing consumer protection.

The business model to develop Community Association Manager (CAM) licensing legislation (and other HOA legislation): 1) legislators consult with the Community Association Institute (CAI)) to craft a Bill aimed at mitigating abusive practices of property managers who are the very folks the CAI represents 2) CAI lobbyist and their CAI “dependable” legislators become Bill sponsors 3) the Bill is assigned to Committees with CAI “dependable” legislators 4) the Bill becomes law with little to no home owner input, full of promoting CAI interests, and heavy on fees and costs and processes imposed on CAMs and 5) the Department of Regulatory Agencies (DORA) implements licensing rules highly reflective of CAI efforts but fail to even contain explicit language for CAMs to obey State law or an HOAs governing laws or for CAMs to report observed violation of the law thus ensuring oversight is empty from the home owner’s perspective.