They'll want all the normal stuff; bank account info, LES for several months, hard credit check, etc.

HI Abigail,Acquiring a loan, lenders always look into 3 metrics Income/Assets/Credit.

@Brandon StainesOption 1: do nothing you stay on mortgage and good is you still own 50% of house but bad is if she defaults then it hurts your credit tooOption 2: have her buy you out but that would require a new mortgage at a much higher rateNot much else you can do.

Lending is tough, you need to know the market you're lending in, usually you want to have an understanding of credit-risk and be able to pull credit and run background to get a better read on your borrower.

I bank with Navy Federal Credit Union, and they have a great 20 year interest only HELOC option in which I could utilize my substantial home equity.

Should I check into local smaller banks here or Credit Unions? 

My first attempts to get a loan ended in some pretty humbling experiences (getting laughed out of a couple of banks due to zero credit history).Fast forward to today, and after building up some credit, a stronger W-2, and a solid professional background, I’m finally back in West Palm Beach, Florida, looking to make my first deal happen.

CA taxes residents on worldwide income but may provide a credit for taxes paid to other states.

In fact, if your tenant does poorly, it may put you in a situation where selling is the best option and you will be stuck using the agent that caused the problem in the first place! 

not sure what the attraction to invest with these folks was.. but it does sound like a meltdown and some pretty poor operators.