That's almost by definition going to exclude most/all claims by a spouse. 

definitely pretty common among Hard Money Lenders - just have to have a strong valuation team and expertise Yeah I can't remember the last time I had to get an appraisal on a hard money loan.  

You should definitely talk to your CPA, which I am not, but...My understanding is that until you actually have a business, meaning a property in services, nothing can be deducted.

I will most definitely check them out(: 

I would definitely check your options and get referrals if you're interested! 

40k sounds like a lot of money for mentorship, if you pay for something like this, definitely get a contract and even demand for a guarantee 

With 3 properties already, you're definitely not "new" anymore ;-) Doing a refi is very possible (depending on how much equity you've accumulated) to do those types of things...the issue can be the tax ramification that you face if/when you do it.

@Jei MercadoIt's definitely going to be a case-by-case basis.

That's a very fair proposal in my opinion and I would definitely have your contractor do it as opposed to someone else's

I like a lot of his ideas in Rich Dad Poor Dad, but there is definitely a "salesy" feeling that I get when reading material either written by him or endorsed by him.