A traditional bank will not give a line of credit even if there is significant equity because it boils down to being able to pay back the money. 

An example was a line item for alimony (I am single and have never been married).

So using your words "Lockup" the property but make sure your offer includes due diligence items to protect yourself.

Typically, the tax is based on the assessed fair market value of the property at the time of the transfer, even if it’s not a traditional sale.

This allows you to access funds while keeping your existing mortgages intact.Second Mortgage: Explore lenders who offer second-position loans on investment properties, though rates will be higher.Cash-Out HELOC : While traditional banks often restrict HELOCs on non-owner-occupied properties, some portfolio or private lenders may offer HELOCs for investors.With $15-20K in liquid funds, look for deals where you can negotiate terms:Seller Financing: Negotiate lower down payments or interest-only periods.Subject-To Financing: Assume the seller’s existing mortgage while covering the down payment.Lease-to-Own: Lock in the purchase price while using rental income to build equity.

@Jay Hinrichs exactly the risk is even more than traditional development and the profit is actually less with more operational headaches.

Hard money loans typically have higher interest rates and shorter repayment terms than traditional mortgages.

.* No calls accepted to review receipts: I have asked Jenny several times for the last 3+ weeks to get on a call to review the receipts and all of the items that are in the house, I have given her several deadlines to resolve the issue, she has never accepted any of my invitations to join any calls despite me pleading her to do so as my credit card payment is now due and has a 29.99% interest rate if not paid.I have found several people that were also affected with just 2 facebook posts.

Are you going to negotiate inspection items, contingencies etc.

Go through each major line item and come to an agreement on what really needs to be done.